New Jersey Mortuary Science Practice Exam

Which of the following are included in prepaid funeral goods?

1. Cremation services and legal advice

2. Caskets, burial vaults, and memorials

3. Transport services and life insurance policies

4. Fresh flower arrangements and catering services

The correct answer is: Caskets, burial vaults, and memorials

Prepaid funeral goods primarily refer to tangible items and services that are purchased in advance to be used at the time of a person's death. This typically includes essential elements of a funeral service. Caskets, burial vaults, and memorials fall squarely within this category as they are physical goods that directly pertain to the funeral process itself. In this context, caskets are used to hold the deceased, burial vaults serve to protect the casket and maintain the cemetery grounds, and memorials can include headstones or markers commemorating the individual. These items are often selected and paid for ahead of time as part of preplanning funerals. Other options such as cremation services could be included as prepaid items depending on the specific offerings of a funeral home; however, legal advice, transport services, life insurance policies, fresh flower arrangements, and catering services are generally considered ancillary to the core funeral service and do not fit the strict definition of prepaid funeral goods. Therefore, the inclusion of caskets, burial vaults, and memorials as prepaid funeral goods makes this option the correct choice.